A Look at atv insurance in How much is normal insurance coverage for a ATV?

atv insurance:

Question by P N: How much is normal insurance coverage for a ATV?
I just found out my parents had this amount of coverage on their ATV. 100/300/50 both comprehensive and collision with a $ 100 deductible anyone else think they have too much?

That is the same as my car except with a higher deductible.
It is never on the main road as it is illegal in my State.

Best answer:

Answer by David
No, it’s not too much. ATVs and similar motorized vehicles are not covered in any way by your homeowners/renters policy, so you do need to carry separate insuance on them, otherwise, any damage or injury they might cause are out-of-pocket. I suspect many owners don’t know this, so your parents are being smart.

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